In today’s environment, bundled providers offer access to a vast array of outside funds, each changing the pricing formula. Evaluation is complicated. Many sponsors ask for due diligence in analyzing the products and recommendations on the alternative packages.

It is widely understood that asset allocation is the key decision in investment management. The tools a participant uses to develop their individual asset allocation are the options offered under the plan. Deciding which options to offer is a key fiduciary decision. Should your plan offer more or fewer options, and if so, what kind of options? We can help answer these questions.

With thousands of mutual funds to choose from, we can eliminate the clutter and present to you a small group of funds and all the information you need to make a decision.

One of the ironic aspects of retirement plan management, especially 401(k) plans, is that most plan sponsors know they should have an Investment Policy Statement, but not all do. How would you ever defend your strategy is it is not written down? We can write the Statement addressing the fiduciary issues, and identify benchmarks and performance standards for your investments.

Traditional defined benefit plans face complex decisions as the sponsor bears investment risk in these plans. We can focus your attention on the reasonable alternatives and the critical points.

Plan sponsors want an objective opinion about the performance of the investments in the plan. The second question should be, "How did this performance develop?" Many plan sponsors look at performance but stop before they discover the risk incurred.